
When natural disasters strike, knowing where to turn for help can make all the difference. Whether you’re dealing with storm damage, need emergency shelter or have mortgage questions, here are some key contacts and resources to assist you during recovery.
Emergency Disaster Relief Contacts
FEMA (Federal Emergency Management Agency)
- Hotline: 800-621-3362 (Option 2) | TTY: 800-462-7585
- Online disaster assistance application: DisasterAssistance.gov
- Website: fema.gov
Red Cross
- Find a shelter: redcross.org
- Disaster clean-up help: 800-451-1954 or 844-965-1386
- Disaster distress helpline: Call 800-985-5950 or text “TalkWithUs” to 66746
- National Center for Missing & Exploited Children (NCMEC): https://www.missingkids.org/ourwork/disasters
Mortgage Assistance
- Fannie Mae loan lookup: knowyouroptions.com/loanlookup
- Customer assistance: 800-232-6643 | knowyouroptions.com/relief
- Freddie Mac loan lookup: myhome.freddiemac.com/resources/loanlookup
- Customer assistance: 800-373-3343 (Option 2) | freddiemac.com
- HUD (U.S. Department of Housing and Urban Development) resources: Visit hud.gov for additional housing assistance.
- Homeowner’s HOPE hotline: 888-995-HOPE (4673) for free, confidential support from HUD-approved counselors.
Mortgage Questions? Here’s Who to Contact
If you need assistance with your mortgage or an insurance claim, reach out to your loan servicer.
PrimeLending – Before loan transfer
- Correspondence Address: 18111 Preston Rd, Suite 900, Dallas, TX 75252
- Payment Address: P.O. Box 676917, Dallas, TX 75267
- Phone: 800-597-0233
- Website: loanservicing.primelending.com
- Email: Prime-Servicing@primelending.com
PrimeLending/Cenlar – After loan transfer
- Correspondence Address: P.O. Box 77404, Ewing, NJ 08628
- Payment Address: P.O. Box 11733, Newark, NJ 07101
- Phone: 855-501-3027
- Website: primelending.loanadministration.com
For mortgage payment options or loan servicing questions, call 800-597-0233.
Protect Yourself from Scams and Fraud
Unfortunately, disasters can bring out scammers looking to take advantage of those in crisis. Here’s how to stay safe:
- Verify your insurance steps: Contact your insurance company to confirm what’s needed for claims processing.
- Beware of clean-up scams: Always check references and look up reviews on bbb.org before hiring contractors.
- Rental scams: Be cautious of fake rental listings offering housing that doesn’t exist.
- Guard your personal information: Never provide Social Security numbers or financial details to unverified individuals. Government agencies will never ask for money in exchange for aid.
- Replace lost documents: If you’ve lost ID, bank cards, or important records, visit usa.gov/replace-vital-documents for guidance.
- Financial hardship? Contact creditors: If you anticipate delayed payments, reach out to creditors to request hardship assistance.
Stay Prepared and Informed
Recovering from a disaster takes time, but knowing where to turn for help can ease the process. Keep this guide handy, share it with those in need, and stay safe. We’ll update this page as more resources become available.
For additional disaster relief resources, visit ready.gov.