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What Should I Look at Besides the Mortgage Rate?

When you’re shopping for a mortgage, it’s natural to focus on the interest rate. After all, even a small difference in rate can affect your monthly payment and how much…

Think Getting a Mortgage Is Out of Reach Because You’re Self-Employed? Think Again.

Not everyone earns a living through a traditional 9-to-5 job with the same paycheck every two weeks. Maybe you own a business. Maybe your income comes from investments or real…

Rent vs. Own: Are You Comparing the Whole Financial Picture?

Does it make more sense to rent or own a home?There’s no universal answer. Renting can offer flexibility and fewer responsibilities, while homeownership can provide stability and an opportunity to…

The Fixer-Upper Advantage: Buy for Less. Make It Yours.

When you picture your next home, you probably have a wish list: the right neighborhood, enough space, a great kitchen and a home that feels like you. But what if…

How Much House Can I Afford? Start With the Monthly Payment

If you’ve been wondering, “How much house can I afford?” it’s tempting to start with home prices.But there may be a better number to consider first: the monthly housing payment…