Buying a Home
Make Sure Your Offer Gets Noticed

On Time Close Guarantee¹ Gives Buyers and Sellers Peace of Mind

Tired of losing out on homes in today’s highly competitive residential real estate market? There are things you can do to help your offer land on the top of the pile.

First, it helps to understand the market better. The current residential real estate market features a historically low inventory of available homes. According to the National Association of Realtors®, in April 2022 the country had just a 2.2-month supply of existing housing compared to an inventory level of six months, which is considered balanced between buyers and sellers. That makes it a seller’s market.

What than means for you is that in many cases sellers have their choice of multiple offers, so anything you can do to gain an advantage is worth it. Here are our suggestions:

  • Get Approved – it’s the next best thing to making a cash offer. An approval not only assures sellers that you are making a reliable offer, but helps you move through the mortgage process quicker and with more confidence. We call this process the PrimeLending Buyer’s AdvantEDGE2.
  • Offer Close On Time Guarantee1 – Our exclusive program guarantees the seller that your mortgage will close on time, or PrimeLending will pay the seller $5,000. That gives the seller tangible assurance that you’re not only serious, but so is you mortgage lender. That’s a substantial value in this competitive market.

At PrimeLending, we’re able to offer this guarantee thanks to the high-level of confidence we have in our streamlined processes and world-class team. For more than 35 years, we’ve been perfecting the mortgage process, and our 97% customer satisfaction rating3 confirms we’re on the right track.

What’s the PrimeLending difference? We offer the best of both worlds to homebuyers — step-by-step guidance from an expert loan officer and digital convenience that eliminates most of the paperwork from the mortgage process. With more than 1,250 loan officers located throughout the country, PrimeLending specializes in offering local mortgage expertise and personalized service to borrowers. PrimeLending’s acclaimed digital mortgage experience allows borrowers to apply online, get preapproved for a mortgage, securely upload personal financial documents, track loan progress, pay fees and ask questions at any point in the process.

So if you’re serious about buying a home, make sure the seller knows it. That starts by choosing PrimeLending, a mortgage lender that can help get your offer noticed. Our team of home loan experts are on call to help you make your dreams of homeownership come true.

¹Receipt of executed sales contract for property required to guaranty closing by later of closing date or 21 days. Requirements: single family primary residence, FHA or Conventional purchase loan, unexpired Buyer’s AdvantEDGE approval at time of closing, timely satisfaction of inspection/appraisal conditions. Voided by changes in sales contract, loan program, or borrower’s credit, borrower/seller delays, fraud, legal restrictions, or unforeseen circumstances. $5,000 liability limit. Excludes refinance, VA, bond, down payment assistance, brokered out, condos, jumbo, USDA, and unique properties. For full details visit www.primelending.com/buyersadvantedge.

²All loans subject to credit approval and identification of acceptable property. Conditions and restrictions may apply.

³Survey administered and managed by an independent third party following loan closing. 97% satisfaction rating refers to the average rating our customers have given our loan officers for the period 01/01/21-12/31/21.

Written By Becky Bruning